adjustable-rate mortgage (ARM)

adjustment date

amortization

amortization schedule

annual percentage rate (APR)

application

appraisal

appraised value

assumable mortgage

balloon mortgage

balloon payment

biweekly mortgage

bridge loan

cash-out refinance

closing

closing costs

co-borrower

collateral

construction loan

conventional mortgage

convertible ARM

credit history

credit report

deposit

discount points

down payment

equity

escrow

escrow account

Fannie Mae (FNMA)

FHA mortgage

first mortgage

fixed-rate mortgage

hazard insurance

home equity line of credit

homeowner's insurance

HUD-1 settlement statement

lender

lien

line of credit

loan

loan officer

loan origination

loan servicing

loan-to-value (LTV)

lock-in

lock-in period

mortgage

mortgage banker

mortgage broker

mortgagee

mortgage insurance (MI)

mortgage insurance premium (MIP)

mortgagor

note

origination fee

owner financing

point

pre-approval

pre-qualification

prime rate

principal

principal balance

principal, interest, taxes, and insurance (PITI)

private mortgage insurance (MI)

promissory note

qualifying ratios

rate lock

Real Estate Settlement Procedures Act (RESPA)

right of first refusal

second mortgage

secured loan

settlement statement

title insurance

transfer tax

Treasury index

Truth-in-Lending

VA mortgage

Veterans Administration (VA)